Bridgeport, WV Personal Injury Attorney | Desai Law

Understanding the Role of Police Reports in Car Accident Claims

At Desai Law, we’ve seen firsthand how important police reports can be in West Virginia car accident cases. These official documents often play a key role in determining fault and securing fair compensation for our clients. That said, insurance companies can deny or minimize claims even when a police report is favorable to your case. For this reason, if you’ve been in an accident, you should be sure to work with a Morgantown car accident attorney from the outset of your case.
Read on to learn more about police reports and how they can affect car accident claims in West Virginia.

What Is a Police Report?

When law enforcement responds to a car accident in West Virginia, they create an official record of the incident. This document, known as a police report, contains valuable information about the crash. It’s a neutral third-party account of what happened, which can be very helpful when dealing with insurance companies or going to court.

Key Information in a Police Report

Police reports typically include:

  • Date, time, and location of the accident
  • Names and contact information of drivers involved
  • Insurance information for all parties
  • Witness statements and contact details
  • Road and weather conditions at the time of the crash
  • Diagram of the accident scene
  • Officer’s observations and initial assessment of fault
  • Any citations issued
  • Injuries reported at the scene

This information forms a foundation for investigating the accident and determining who was at fault. It’s often one of the first things we look at when a new client comes to us after a crash.

How Police Reports Are Created

When officers arrive at an accident scene, they gather information from everyone involved. They’ll talk to drivers, passengers, and any witnesses who saw what happened. The officers will also examine the vehicles and the surrounding area for clues about how the crash occurred.

Based on all this information, the officer will write up their report. It’s important to note that this initial report is often completed within a day or two of the accident. Sometimes, additional details that aren’t included in the original report may come to light later.

Why Police Reports Matter for Your Claim

Police reports carry a lot of weight with insurance companies and in court. Here’s why they’re so important:

Establishing Fault

One of the key elements in any car accident claim is determining who was at fault. The police report often includes the officer’s professional opinion on this matter. While this opinion isn’t the final word, it can be very influential.

Insurance companies pay close attention to what the police report says about fault. If the report indicates that the other driver was responsible, it can make it easier for us to negotiate a fair settlement for you.

Providing Objective Information

In the chaos following an accident, it’s not uncommon for people to have different recollections of what happened. The police report provides an objective account from a neutral third party. This can be valuable when there are disputes about the facts of the case.

Documenting Injuries

If anyone reported injuries at the scene, this will be noted in the police report. This initial documentation can be important if injuries like concussions or whiplash worsen over time or if the insurance company tries to argue that your injuries weren’t caused by the accident.

Recording Witness Information

Witnesses can provide crucial testimony about how an accident occurred. The police report usually includes contact information for any witnesses, which allows us to follow up with them later if needed.

Noting Citations

If any driver received a citation (like a ticket for speeding or running a red light), this will be included in the report. Traffic violations can be strong evidence of fault in a car accident case.

How We Use Police Reports

At Desai Law, we know how to leverage police reports to strengthen your case. Here’s how we typically use these documents:

Initial Case Evaluation

When you first come to us after an accident, one of the first things we’ll do is review the police report. This gives us a quick overview of what happened and helps us determine the strength of your case.

Building Our Investigation

The police report serves as a starting point for our own investigation. We’ll use the information in the report to guide our efforts as we gather additional evidence and build a strong case for you.

Negotiating with Insurance Companies

When we’re negotiating with insurance companies, we often refer to the police report. If the report supports your version of events, it can be a powerful tool in pushing for a fair settlement.

Preparing for Litigation

If your case goes to court, the police report will likely play a role in our legal strategy. While the report itself isn’t usually admissible as evidence, the officer who wrote it may be called to testify about their observations and conclusions.

Common Misconceptions About Police Reports

There are a few things people often misunderstand about police reports:

They’re Not Always Accurate

While police officers do their best to create accurate reports, mistakes can happen. Officers are human, and they’re often working in chaotic situations. If you notice any errors in the police report for your accident, let us know right away. We may be able to get the report amended.

They’re Not The Final Word on Fault

The officer’s opinion on who caused the accident is just that – an opinion. While it carries weight, it’s not the final determination of fault. We often find additional evidence that paints a different picture of what happened.

They’re Not Always Admissible in Court

Many people assume that the police report will be a key piece of evidence if their case goes to trial. However, police reports are often considered hearsay and may not be admissible as evidence. The officer who wrote the report may need to testify in person instead.

Call a Morgantown Car Accident Lawyer Today

Don’t let issues surrounding police reports and insurance claims overwhelm you. If you’ve been in a car accident in Morgantown or the surrounding areas, reach out to Desai Law today at (304) 974-1974 or contact us online.

We’ll put our experience and dedication to work for you, fighting to ensure you receive the compensation you deserve. Your recovery is our priority – let us handle the legal details while you focus on getting better.

 

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